Financial Guidance For Our Clients

Lighthouse Financial Partners is a fee only Active Asset Manager and a Registered Investment Advisor. We charge a fee in the form of a percentage of assets that we manage on behalf of our clients. Included in the fee is financial guidance, portfolio construction and maintenance. We also offer retirement planning, estate planning and tax planning using our subsidiary planning company, Lighthouse Wealth Management - www.creatingfinancialstrategies.com

As a firm, we seek out like minded, qualified clients who wish to incorporate their core values, goals, relationships, interests and advisors into the investment consulting process with the understanding that good intentions mean nothing and results mean everything. To be fair, however, it needs to be understood that fees for assets under management may create an incentive for the investment advisor to make investments that are more risky or more speculative than might be the case in the absence of a fee based upon the value of assets under management. This further aligns our motivations with that of our clients because we win when our clients win.

Fee Only

Fee only Financial Advisors have their monetary motivation in line with those of their clients. For example, if a fee only financial advisor is managing wealth for you, then he gets a pay raise if your account value increases. However, if your accounts value decreases, then the fee based financial advisor gets a pay cut because the advisor's compensation is directly tied to the value in the managed account. This is in contrast to commission-based financial advisors who will most likely get paid on the front end of the client's transaction and may have a small trail in future years called a residual. There is a potential conflict of interest here because the commission-based advisor has already been paid on your account regardless of how your account performs.

Lighthouse Financial Partners is founded upon a close, personal working relationship with each client. We will keep you informed of all progress and promptly respond to client inquiries. Reporting is thorough and comprehensive with regularly scheduled quarterly reviews.